Not many things are more financially devastating than to find that the insurance policy you have just purchased has a $1.5 million limit for the $4 million home or business loss that you just sustained. Ironically, the insurance company agrees that the loss is $5,000,000. Even more distressing, you don't really believe that purchasing inadequate insurance was your fault; you relied on your broker's advice.
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Rooted in its history is the insurance industry's search for the unattainable: "the perfect payment." Seemingly intelligent men and women strive to make a payment that represents "neither one penny more nor one penny less," than the amount of the policyholder's loss. This questionable adage sets what the insurance industry perceives to be the gold standard for its claim practices.
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An Outline Of Issues And Law For The Prevention Of Arson For Profit
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